1. Read One for the Money - A Guide to Family Finances by Marvin J. Ashton with your spouse.
2. Prepare a written budget for February where you spend every penny on paper, on purpose, before the month begins. Hold a Budget Committee Meeting to discuss & approve.
3. Review what things you can cut out or scale back on, and act! It does no good to just talk about doing it - do it! Save yourself some money. (think lowering satellite or cable packages, get rid of text messaging, lower cell phone plans, cut grocery costs, etc.)
4. Review & discuss this lesson with your spouse. If you're reading this, then make sure your spouse does too. Begin talking about finances & a plan of action to control your money and make it work for you. Remember to leave emotion out of it - you work for U Incorporated now.
5. Pray for yourself & your spouse to be able to make the changes you need to with your finances. Ask the Lord for guidance and strength.
See you next month!!!!!!
Wednesday, January 28, 2009
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I'm glad your first class went so well. I look forward to attending the next one!
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